Health plans aren’t one-size-fits-all. We can help match your unique needs with the plan that suits you best. Insurance plans we can go over include: Medical/Health, Dental, Vision, Life, Supplemental, Critical Illness, Income Protection (Short term disability).

Insurance premiums depend on a variety of factors including the type of coverage being purchased, the age, location, if there are any dependents and in some cases the health of the policyholder.

The Affordable Care Act, also known as Obamacare, is best know for individuals with pre-existing medical conditions or those seeking maternity coverage. It can be affordable, however, this depends on whether you meet the income threshold that qualifies you for government subsidies. For those who don’t receive government assistance, the cost of ACA plans can be quite high. Typically, these plans come with high premiums and deductibles due to their accessibility to anyone, regardless of their medical history or health status.

Employer-provided health insurance plans can be affordable for employees since the employer is legally obligated to cover a portion of the employee’s monthly premium. However, there is a drawback to these plans as they do not cover any expenses related to family add-ons. This can lead to a considerable increase in costs when adding family members. As a result, the cost of the plan can become very expensive.

Private health insurance evaluates an individual’s health before offering coverage, but those in good health may qualify for a preferred rate that provides better coverage at a lower cost. It’s important to go through the application process to determine available options.

Not all employers offer group health coverage. Fortunately, there are solutions available, and you might be surprised at how affordable and customizable the plans are. Schedule a consultation to go over your health coverage options today!

Navigating the health care system can be a daunting task, and it’s perfectly normal to have questions about how to use your insurance or access medical care.

Whether you’re enrolling in a new plan or seeking out a new primary care provider that is within network we are here to support you and make the process as simple and transparent as possible.

Insurance premiums depend on a variety of factors including the type of coverage being purchased by the policyholder, the age, how many individuals need coverage, location and in some cases the health of the policyholder.

Insurance premiums depend on a variety of factors including the type of coverage being purchased by the policyholder, the age, how many individuals need coverage, location and in some cases the health of the policyholder.